July 2016 Scholarship Recipients
Julie Spangenberger is the wife of a Marine Corps Lieutenant Colonel with more than 20 years of military service. Currently based in Okinawa, Japan, Julie and her husband are preparing to move back to the United States for his upcoming retirement. Julie has always had a knack for numbers, and worked as a licensed financial professional for several years. She has been volunteering as a financial readiness coach in the Navy Marine Corps Relief Society (NMCRS), telling us, “I wish it were a job, but I’m just as happy to do it for free.” She loves helping young marines prepare for financial success, and teaching them how to get out of debt and use credit positively. Through her work with the NMCRS, Julie’s passion for financial services has been reignited. She will be studying for the Chartered Financial Consultant® (ChFC®) designation, and will also be qualified to sit for the Certified Financial Planner® (CFP®) exam. Completing the comprehensive curriculum for the ChFC® will broaden her knowledge base and prepare her for a post-military career.
Michelle Budzein is married to an active duty Marine Corps Captain currently stationed in Okinawa, Japan. Michelle has been volunteering for the Navy Marine Corps Relief Society as a financial coach, helping young marines and military families with budgeting and basic financial planning. She and her husband are preparing to transition to the United States and, once they are settled, Michelle wants to expand on the knowledge and skills she gained while completing her Accredited Financial Counselor credential by completing the Chartered Financial Consultant® (ChFC®) designation. The ChFC® curriculum will prepare Michelle to handle a variety of complex financial planning issues and better equip her to serve her clients. Her favorite part of working with her clients is the uniqueness of every case. “Every situation is different,” Michelle says. “I like the challenge of figuring out each specific financial plan and learning from my clients.”
Latesha Hernton spent four years in the Army, earning the rank of Specialist. She currently works at the VA Hospital as a health technician and has a degree in accounting. “Numbers have always been my thing,” Latesha says. “I love numbers.” She was inspired to enlist in the Army by her uncle, who was also in the military. “I loved seeing him in his uniform; I would say to myself, ‘I want to do that one day.’” A single mother with five children, Latesha hopes to become a resource for others, and help them better understand their finances. She explains that her time in the Army taught her how to work with people from different cultures and backgrounds, a skill that will be useful in her next career. After completing the Financial Services Certified Professional® (FSCP®) program, Latesha will be equipped with the training and product knowledge necessary to enter the financial services profession and succeed.