June 2017 Scholarship Recipients
Philip Clements (Roanoke, VA) did not have the easiest start in life. He grew up in the inner city as a child of poverty and neglect. When he was only ten years old, his mother passed away leaving him and his two brothers behind with little hope. Soon after her death, the boys were adopted by a young couple—an experience that Philip says changed the trajectory of his life. "They weren't foster parents; they were just two people who believed in loving your neighbor and being servant leaders. I didn't have the background for success but they gave me the chance to be successful." After graduating from high school and realizing he was not quite ready for college, Philip joined the Army Reserves as a finance specialist and began to thrive. "I realized that I needed the Army more than it needed me," Philip says, and he decided to transition to active duty. Working as an intelligence analyst, he seized the opportunity to become a paratrooper and joined the 82nd Airborne Division. By the end of his second enlistment, Philip decided to leave active duty so that he could start the next chapter of his life. He had a string of successful leadership positions but he wanted to do more with his skills, to keep serving but in a different way. So, he and his wife moved back to the Roanoke area to give back to the community. Philip is pursuing a highly competitive internship with the City Manager's office in Roanoke, a position that will allow him to help in some very under-served areas. To best qualify for that role, he is seeking the kind of educational underpinning that The College’s Master in Management (MSM) program offers. We are honored to provide some of the tools to help Philip make a difference in the lives of others.
Jeb Jarell (Frankfort, KY) spent two and a half years in the Army National Guard as a linguist. From 2011 to 2013, Jeb attended language school in Monterey, CA, to learn Arabic—an experience he calls “one of the best times of my life. I met amazing people and I was paid to go to school every day.” Jeb has been interested in philanthropy since high school. “I just enjoy giving back to my community,” he says. By taking the Chartered Advisor in Philanthropy® (CAP®) program, Jeb will be well equipped to help the non-profit organizations in his area with their planned giving and investment strategies. Jeb will be starting a new job this month, and we wish him the best of luck in his new position and his studies! Congratulations!
Desiree Kaul (Satellite Beach, FL) is the spouse of a veteran Army Major who transitioned from active duty last year. Before getting married, Desiree had some financial issues of her own. “I didn’t learn much from school about saving ,” she says. After they married, Desiree’s husband took her to meet with a personal financial counselor, a meeting that changed her the direction of her career. “Once I understood what was supposed to happen, a lightbulb went on and I said to myself, ‘I need to learn more about this.’” The life of a military spouse is a life of relocation, and Desiree says she and her husband moved, on average, every two years. “In seventeen years we moved nine times.” Each time Desiree arrived at a base, she would try to get involved where she could; in her words, “spreading financial literacy where I can.” In 2012, Desiree was awarded the FINRA Fellowship and received her Accredited Financial Counselor designation. Now, in her post-military life, Desiree works for Junior Achievement, a non-profit youth organization that teaches financial literacy programs in elementary and high schools around the country. To further her financial education, Desiree will complete the Chartered Financial Consultant® (ChFC®) program, which will bring her closer to her goal for success. “Success is acquiring more knowledge. I don’t have all of the skills yet. I don’t want to have to refer people when I don’t know something. I want to know it all.” We are pleased to help Desiree expand her skills and knowledge.
Carl Maes (Tucson, AZ) grew up wanting to join the Air Force. “As a kid, I always had my sights set on flying jets,” he says. During a medical exam in the Air Force Academy, Carl was diagnosed with scoliosis and would not qualify to become a pilot. Undaunted, he went on to study physics instead. His studies led him to Los Angeles Air Force Base, where he worked as a technical program officer with defense meteorological satellites. At other points in his 20-year Air Force career, Carl taught physics at the Air Force Academy and earned his PhD. After retiring at the rank of Major, Carl got a teaching job at the University of Arizona, but the position did not offer much security or flexibility. “The jump from academia to financial services was much easier than the jump from military to academia.” Now in his second year with AXA, Carl is using the same passion he has for teaching physics to help people understand their finances. “I really enjoy taking something that people think is complicated and sitting down with them to help them understand.” He will complete the Chartered Financial Consultant® (ChFC®) designation, providing him with the kinds of tools he is looking for to further assist his clients.
Patrick McGill is a former Marine Corps Captain who was commissioned into the Marines following his graduation from Virginia Military Institute in 2007. ;He was attracted to the infantry because he sensed a passion among the infantrymen that spoke to him. After he transitioned to civilian life, he decided that his talents were best suited for the financial services profession. Commercial airline pilots comprise his main client base. He loves what he does. “The personal relationships never get old,” he says. While still completing the Chartered Financial Consultant® (ChFC®) program, Pat will complete the Certified Financial Planner® exam preparation course to make sure he is prepared for the CFP® Certification Exam. We wish Pat the best in his studies.
Martin Nganga (Moncks Corner, SC) is an Active Duty Navy Lieutenant Junior Grade. He was born in Kenya and speaks four languages. After completing most of his high school credits in Kenya, Martin was sent to Malaysia on a nine-month program to study accounting and finance and earned a Foundation of Business certification. In 2008, he came to the United States and fulfilled his dream of serving in the military. “I just wanted to serve humanity in some way, and improve whatever community I’m in,” he says. He submitted his citizenship packet after completing boot camp, and became a citizen six months later. Martin’s first duty station was in Norfolk, VA, where he was an Aviation Structural Mechanic (AME) working on F-18 E/F. He went on to earn a BS in Aeronautics with an emphasis on applied mathematics, and followed that with an MBA with an emphasis on finance. Currently, Martin is a nuclear instructor for the Navy, but would like to transition eventually to the Navy Supply Corps to work in logistics and budgeting. As Command Financial Specialist, Martin helps his fellow sailors improve their financial outlooks. By completing the Chartered Financial Consultant® (ChFC®) program, Martin will learn techniques that will help him continue to help others. “I want to do everything I can for my command.” We are proud to help Martin meet this next goal.
Lila Quintiliani spent three years in the Army and left in 1997 at the rank of First Lieutenant. She met her husband while on active duty in Germany, and he is now nearing retirement. “We realized that it would be difficult to be a dual-military couple, but I feel like those few years I was in the service helped me later as a military spouse; I can understand what he means when my husband talks shop.” The mother of two young daughters, Lila’s life is a busy one. She is currently an on-demand personal financial counselor for Zeiders Enterprises, a government contractor that provides financial education and counseling to service members and their families. “I take the shorter one-to-two-week assignments,” Lila says. “That makes it easier to juggle my time with the kids.” A holder of the Accredited Financial Counselor designation, Lila wants to expand her skills by completing the Chartered Financial Consultant® (ChFC®) program. “I want to help others become more financially proactive,” she says. “I have a strong calling and I want to inform and educate others. I enjoy imparting knowledge. I enjoy knowing that I’ve helped somebody. I can see this type of education empowering me to do more of that.” We are pleased to help Lila start this next chapter in her career.
Philip Salleme (Beaufort, SC) spent three years in the Navy after signing up right out of high school. “I was extremely young at the time,” Philip says. “It feels like a lifetime ago.” Although he received training as a data entry computer administrator, he never used those skills. Instead, Philip worked as a stevedore, handling cargo at a unit in Williamsburg, VA. “It was a very good time,” he says. After leaving the Navy, he had some difficulty finding work. “I took a job as a corrections officer trainee for two months, but it just wasn’t for me.” After that, Philip joined a small financial planning firm with a fellow veteran. “I knew nothing about this industry – what a bond was, what a dividend was.” After the firm was bought out, Phillip started working in compliance for his current employer, Hand and Tanner. “Now, I’m building portfolios. This is the only firm I’m going to work for.” To build on the skills he has gained, Philip will take the Chartered Financial Consultant® (ChFC®) program, providing a stepping-stone to his ultimate goal of a Master of Science in Financial Service (MSFS). “I believe, out of all the institutions out there that provide quality education to folks in our industry, The American College of Financial Services is above and beyond the best.” We are proud to help Philip on his journey and to have him among our ranks.
Brian Vorse (Greenville, SC) is a Major in the South Carolina Army National Guard in his 18th year of service. A third generation aviator, Brian enlisted in the reserves at the age of 17, and received a commission after graduating from college. “I always wanted to be a pilot,” he says. In 2003, Brian was deployed to Tikrit, Iraq, as a platoon leader responsible for 30 people. During his year in country, Brian flew over 100 missions and was involved in the hunt for Saddam Hussein. Brian was sent back to Iraq in 2006 as an aviation planner and spent most of his time in downtown Baghdad. “That was a very intense year,” Brian says, “definitely more interesting than my first year in Iraq.” Brian has developed a passion for finance in the past few years. “I found myself really enjoying helping some of the younger soldiers who weren’t so good with money. I wanted to make a career of this when I left the military.” Now in his fourth year at Edward Jones, Brian is adjusting to the learning curve of a new profession. “I feel like I worked harder and went through more stress in the first two years of this new job than I did in all of my years in the military, including combat – and I’m not exaggerating at all, I promise!” Brian wants to continue to learn and develop his skills in financial services. Completing the Chartered Financial Consultant® (ChFC®) program will help him do just that. We are pleased to help Brian succeed in this new chapter of his life and career.